Precision Tools for Your Money

Make smarter financial decisions with our suite of free, professional-grade calculators. No ads, no fluff, just the numbers you need.

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🏛️ Tax & Income 2026 Updated

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State Income Tax
Estimate your take-home pay with Federal, State, and FICA breakdowns for all 50 states.
Calculate Paycheck
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Sales Tax Calculator
Find the final “out-the-door” price or reverse-calculate to find the pre-tax sticker price.
Calculate Price

📈 Investing & Retirement

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401K Calculator
Project retirement wealth with 2026 contribution limits, employer match logic, and inflation adjustments.
Plan Retirement
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Compound Interest
Visualize how small contributions grow over time with daily, monthly, or annual compounding intervals.
See Your Growth

🏠 Real Estate & Auto

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Rent vs Buy Calculator
A deep financial analysis determining the exact breakeven year between renting and buying a home.
Compare Options
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Home Affordability
Reverse-engineer your maximum home price based on income, debts, and current interest rates.
Find Your Budget
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Car Loan Payment
Estimate monthly auto payments with visual amortization, trade-in values, and interest costs.
Calculate Payment
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Mortgage Calculator
Calculate monthly mortgage payments including principal, interest, taxes, and insurance (PITI).
Estimate Mortgage

Precision Tools for Complex Decisions

At CalcTooly, we prioritize accuracy above all else. Our tools are built using the same formulas employed by financial advisors and bank underwriters. Whether you are planning your retirement in a post-2026 tax landscape or deciding whether to sign a lease, we provide the raw data you need to make the right choice.

Fast & Private

We don’t store your data. All calculations happen instantly in your browser for maximum privacy.

Mobile Ready

Designed to work perfectly on your phone, so you can crunch numbers while touring a house or at the dealership.

Always Current

We constantly update our algorithms to reflect the latest IRS tax brackets and state legislation.

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